Real Estate and Mortgage

What makes us different?

We have streamlined the home buying and selling process by
providing an ALL-IN-ONE-SOLUTION, which saves our clients
valuable time and money.

By handling your Real Estate transaction along with your
mortgage loan, we are able to drastically reduce the cost of
commission and loan fees!

The FUTURE of real estate is here
Let us demonstrate how simple and efficient
your next home purchase, sale or mortgage
loan can be:

Reduced fee structure
One point of contact
Your loan shopped to the nations leading lenders
Complete analysis of loan programs

ONE COMPANY,
ONE CONTACT,
ONE SOURCE = ONE GREAT EXPERIENCE

4.875%		15 Year Fixed
5.500%		30 Year Fixed
4.750%		5/1 Year ARM

*Current 15 and 30 year fixed and variable rates.

Call

800-536-1560 for details...

Comparison of renting versus buying

Owning Property - Key Advantages

Capital Growth - When you buy a property, after you pay off the mortgage, you own the property outright. The opportunity to achieve a capital asset, is for many home owners, the single most important factor behind their decision to buy their own property.

Assessing Cost - In the long term buying a property will probably cost less than renting one. However, another factor to take into account is the costs associated with buying and reselling a property.

Renting - Key Advantages

Flexibility- Most tenancies are six to twelve months in duration. At the end of this period you can walk away without any further cost or obligation.

Expenses - Repairs and maintenance are usually the responsibility of the landlord.

CONTACT US TODAY FOR MORE INFORMATION


Ken Leatherbarrow Broker/Owner CA DRE Broker Lic. #00474745 Direct/VM: 916-531-1520 ken@realestateandmortgage.com	Greater Sacramento Area Office San Jose/San Francisco Bay Area Office Office: 800-536-1560 Fax: 888-400-5920	Merry Leatherbarrow Broker/Owner CA DRE Broker Lic. #01095739 Direct/VM: 916-206-1538 merry@realestateandmortgage.com

PLEASE REVIEW OUR PRIVACY POLICY AND TERMS OF USE
Specific programs may have qualifying factors such as... income, credit, loan to value ratios, length of employment, property type, etc. Please call (toll free) 800-536-1560 to describe your personal situation and ask for details. Rates and program guidelines are subject to change.